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Certificates of Deposits

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Rates Effective as of 10/15/2019


Account Type
Daily Balance of
Minimum Opening Deposit
Minimum Balance to Obtain APY*
Rate
APY*






CD - 3 Months ** $1,000.00 - $99,999.99 $1,000.00 $1,000.00 0.75% 0.75%

$100,000.00 - $249,999.99
$100,000.00 1.05% 1.06%

$250,000.00 and up
$250,000.00 1.35% 1.36%






CD - 6 Month CD ** $1,000.00 - $99,999.99 $1,000.00 $1,000.00 0.90% 0.90%

$100,000.00 - $249,999.99
$100,000.00 1.20% 1.21%

$250,000.00 and up
$250,000.00 1.50% 1.51%






CD  - 12 Months ** $1,000.00 - $99,999.99 $1,000.00 $1,000.00 1.25%
1.26%

$100,000.00 - $249,999.99
$100,000.00 1.55% 1.56%

$250,000.00 and up
$250,000.00 1.85% 1.87%






CD - 18 Month CD** $1,000.00 - $99,999.99 $1,000.00 $1,000.00 1.35% 1.36%

$100,000.00 - $249,999.99
$100,000.00 1.65% 1.66%

$250,000.00 and up
$250,000.00 1.95% 1.97%






CD - 24 Month CD** $1,000.00 - $99,999.99 $1,000.00 $1,000.00 1.40% 1.41%

$100,000.00 - $249,999.99
$100,000.00 1.70% 1.71%

$250,000.00 and up
$250,000.00 2.00% 2.02%






CD - 36 Month CD** $1,000.00 - $99,999.99 $1,000.00 $1,000.00 1.50% 1.51%

$100,000.00 - $249,999.99
$100,000.00 1.80% 1.81%

$250,000.00 and up
$250,000.00 2.10% 2.12%






CD - 60 Month CD** $1,000.00 - $99,999.99 $1,000.00 $1,000.00 1.60% 1.61%

$100,000.00 - $249,999.99
$100,000.00 1.90% 1.92%

$250,000.00 and up
$250,000.00 2.20% 2.22%






IRA - 18 Months ***
$25.00 $25.00 1.35% 1.36%






*Annual Percentage Yield
**A Penalty will be imposed for early withdrawal
***The interest rate and annual percentage yield may change after account opening